Savings

Typical Americans are not savers.  Emergency savings in the amount of three to six times monthly expenditures are recommended.  With savings, consumers have options.  Those attempting to get out of debt might consider emergency savings before paying off their debt so that they can keep on track with their debt reduction goals.  Saving precedes investment.  Learn how to save and invest to earn interest instead of paying interest.  

South Dakota Saves Week is a part of the America Saves campaign. South Dakota State University, working with other state partners, has launched a statewide program to help South Dakotans save and build wealth. Through financial and savings education, the South Dakota Saves program is designed to convince you to build and protect wealth by opening or adding to a savings account, a deferred compensation program, a 529 education plan, or to get a PowerPay debt analysis and a plan for debt reduction. Encouragement to enroll in South Dakota Saves, by setting a savings goal, climaxes the last week in February. Strengthen yourself and your family financially by becoming a South Dakota saver now!

Research Findings on Savings Behavior
Goal Setting Tools
Enrollment
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Recommended Websites
PowerPoint Promotionals